Get a Great Mortgage Rate

Use one of our quick & easy tools to findย outย what you qualify for,ย FREE!

Carlton Ferguson

NMLS#2334845

Get a Great Mortgage Rate

Use one of our quick & easy tools to findย outย what you qualify for,ย FREE!

Carlton Ferguson

NMLS#2334845

Meet Carlton Ferguson

Carlton Ferguson is a Mortgage Advisor specializing in residential and commercial real estate financing. He works with homebuyers, real estate investors, business owners, and developers throughout the DMV and beyond to structure financing solutions that align with each client’s objectives rather than relying on a one-size-fits-all approach.

With access to a nationwide network of lending partners, Carlton helps clients navigate financing for primary residences, investment properties, multifamily acquisitions, commercial real estate, construction projects, SBA owner-occupied properties, and refinancing strategies. His focus is on identifying the right capital solution for each transaction while helping clients move efficiently from application to closing.

Carlton believes the strongest financing strategies begin with understanding the client’s goals. Every transaction is different, and the right loan isn’t always the most obvious one. By evaluating the complete financial picture, he develops financing strategies that support acquisitions, refinancing, portfolio growth, business expansion, and long-term wealth creation.

Known for his responsiveness, transparency, and practical approach, Carlton works closely with Realtors, attorneys, CPAs, financial professionals, and other trusted advisors to help clients navigate even the most complex financing scenarios with confidence.

Whether you’re purchasing your first home, expanding your investment portfolio, refinancing an existing property, or financing a commercial acquisition, Carlton is committed to providing thoughtful guidance, clear communication, and financing solutions designed to help you achieve your real estate and financial goals.

Carlton Ferguson
NMLS#
2334845
Mortgage Loan Officer

REFINANCE ANALYSIS

We’ll crunch the numbers so you’ll know exactly how much money you canย save.

PRE-QUALIFICATION LETTER

Browse rate comparisons to see which individual mortgage terms make the most sense forย you.

HOME INSURANCE QUOTE

Don’t just leap at the next opportunityโ€”take the time toย search.

YOUR TIME & MONEY MATTER. LETโ€™S NOT WASTE EITHER.

From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it โ€” usually in less than 30 days.

YOUR TIME & MONEY MATTER. LETโ€™S NOT WASTE EITHER.

From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it โ€” usually in less than 30 days.

REFINANCE ANALYSIS

We’ll crunch the numbers so you’ll know exactly how much money you canย save.

PRE-QUALIFICATION LETTER

Browse rate comparisons to see which individual mortgage terms make the most sense forย you.

HOME INSURANCE QUOTE

Don’t just leap at the next opportunityโ€”take the time toย search.

TYPES OF LOANS

PREPARE FOR THE BEST MORTGAGE EXPERIENCE

We offer a full range of mortgage solutions to help homebuyers and homeowners throughout Maryland, Washington DC, and Northern Virginia. Whether you're looking for an FHA loan, VA loan, Conventional mortgage, Jumbo loan, or USDA financing, our experienced team will guide you through every step of the mortgage process.

Our knowledgable staff will help you understand each loan program you qualify for, and help you make the best decision for you and your Family based on your situation

CONVENTIONAL

Conventional loans are any mortgage that is not guaranteed or insured by the federal government.ย 

FHA

Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home.

VA

If youโ€™re a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan.

USDA

There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required.

CONVENTIONAL

Conventional loans are any mortgage that is not guaranteed or insured by the federal government.ย 

FHA

Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home.

VA

If youโ€™re a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan.

USDA

There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required.

What We Do

Weโ€™re making getting a mortgage easier than ever before. NEXA Lending LLC has an experienced team of brokers on staff.

From First-Time Home Buyer Loans to Investment Property Financing, DSCR Loans, Bank Statement Mortgages, and Commercial Mortgage solutions, we provide financing options for nearly every borrower. We proudly serve clients throughout Prince George's County, Montgomery County, Washington DC, Alexandria, Arlington, and Fairfax with personalized mortgage guidance and competitive loan programs.

Home Purchase Loans

Secure a home purchase loan that utilizes todayโ€™s great mortgage rates to make your dream homeย affordable.

Fastย Funding

Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that houseย fever.

Cash-Outย Refinance

Take advantage of your homeโ€™s equity with aย cash-out refinance. Itโ€™s your cash โ€” spend itย how you seeย fit.

Refinanceย Rates

Lock in great terms with current interest rates to ensure your home remains affordableโ€”or build more equity with anย update!

Evaluate Yourย Property

Know where you stand. With a property evaluation in hand, youโ€™ll have better access to your options so you can see the nextย move.

Rateย Comparisons

Donโ€™t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownershipย strategy.

Live Market Pricing

GET A LOAN WITHOUT THE HASSLE

Weโ€™re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quot