Get a Great Mortgage Rate
Use one of our quick & easy tools to findย outย what you qualify for,ย FREE!
About Carlton Ferguson
Carlton Ferguson aย trusted loan officer in bothย commercial and residential real estate financing. With extensive industry insight and a strategic mindset, he delivers customized lending solutions for investors, developers, individuals, and families across a broad range of asset classes and property types.
Carlton leverages a robust global network of lenders to secure financing for commercial projects includingย multifamily housing, hospitality properties, retail centers, ground-up construction, and refinancing transactionsโboth in the U.S. and internationally. He structures creative, outcome-driven financing strategies that support acquisitions, recapitalizations, new development, and long-term portfolio growth.
In the residential market, Carlton is equally committed to helpingย first-time homebuyers, move-up buyers, and seasoned investorsย secure the capital they need to build or expand their financial foundation. Whether guiding a family toward homeownership or advising a commercial client on a complex development deal, his mission remains the same: to provide expert guidance, discretion, and access to the resources that turn real estate goals into reality.
In addition to his lending expertise, Carlton also serves as aย commercial real estate consultant and business advisor, helping clients navigate funding strategies, growth planning, and deal structuring with clarity and confidence.
REFINANCE ANALYSIS
We’ll crunch the numbers so you’ll know exactly how much money you canย save.
PRE-QUALIFICATION LETTER
Browse rate comparisons to see which individual mortgage terms make the most sense forย you.
HOME INSURANCE QUOTE
Don’t just leap at the next opportunityโtake the time toย search.
YOUR TIME & MONEY MATTER. LETโS NOT WASTE EITHER.
YOUR TIME & MONEY MATTER. LETโS NOT WASTE EITHER.
REFINANCE ANALYSIS
We’ll crunch the numbers so you’ll know exactly how much money you canย save.
PRE-QUALIFICATION LETTER
Browse rate comparisons to see which individual mortgage terms make the most sense forย you.
HOME INSURANCE QUOTE
Don’t just leap at the next opportunityโtake the time toย search.
TYPES OF LOANS
PREPARE FOR THE BEST MORTGAGE EXPERIENCE
Our knowledgable staff will help you understand each loan program you qualify for, and help you make the best decision for you and your Family based on your situation
CONVENTIONAL
Conventional loans are any mortgage that is not guaranteed or insured by the federal government.ย
FHA
Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home.
VA
If youโre a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan.
USDA
There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required.
CONVENTIONAL
Conventional loans are any mortgage that is not guaranteed or insured by the federal government.ย
FHA
Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home.
VA
If youโre a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan.
USDA
There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required.
What We Do
Weโre making getting a mortgage easier than ever before. NEXA Lending LLC has an experienced team of brokers on staff.
Home Purchase Loans
Secure a home purchase loan that utilizes todayโs great mortgage rates to make your dream homeย affordable.
Fastย Funding
Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that houseย fever.
Cash-Outย Refinance
Take advantage of your homeโs equity with aย cash-out refinance. Itโs your cash โ spend itย how you seeย fit.
Refinanceย Rates
Lock in great terms with current interest rates to ensure your home remains affordableโor build more equity with anย update!
Evaluate Yourย Property
Know where you stand. With a property evaluation in hand, youโll have better access to your options so you can see the nextย move.
Rateย Comparisons
Donโt just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownershipย strategy.
Live Market Pricing
GET A LOAN WITHOUT THE HASSLE
Weโre here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quot



